Keeping a balanced budget is like balancing on a tightrope for some people, which is exactly why any bit of financial assistance helps. Luckily, there are budgeting apps available that are so convenient, you’ll think you have a personal finance manager in the palm of your hand. So, what are some of the top budgeting apps on the market and how can they help you keep your monetary life on the right track?
1. Visual Budget (Free for iPhone and iPad)
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If you’re looking to manage both your personal and business finances with an advanced budgeting analysis tool, then the Visual Budget app is for you. This finance-savvy app gives you the ability to assign budgets specific to your daily and monthly expenses, then track the evolution of those expenses.
As an added benefit, the Visual Budget app allows you to either input your financial transactions manually, or import them in spreadsheet format. And, the overview feature makes it possible to see breakdowns of expenses and incomes in either pie chart or bar graph format, which adds to the overall ease of use.
2. Budget Me ($0.99 for iPhone and iPad)
The Budget Me app is all about tracking expenses from the moment you make a transaction until the finances are withdrawn from your account. And, every transaction is stored to give you real-time expense reports via charts and graphs that accurately display your financial situation.
So, whether you’re tracking expenses about entertainment, utilities, groceries, or even expenses as specific as home insurance payments, the Budget Me app is a great tool.
3. Budget ($0.99 for iPhone and iPad)
The app simply called Budget is absolutely everything its name entails. Not only does it automatically track income and expenses, but when you do happen to go over budget in a certain category, whether it be home finances or bills, the app will tell you when financial limits are reached.
With the Budget app, everything from transaction and income entry to budgeting different financial categories to budget rollovers and transfers are easy to input and adjust. And, once you get into the financial swing of things, the app also provides monthly and yearly budget comparisons.
4. Today’s Budget ($1.99 for iPhone and iPad)
For an app that combines budgeting with fun, Today’s Budget offers everything you’d want in a financial app plus a little humor on the side. This app actually recommends daily budgets based on the earlier day’s expenses.
In addition, something Today’s Budget has that other budgeting apps don’t is a unique wish list feature. With the wish list, you’re able to set aside finances for future purchases and the app will actually withdraw a specified amount of money into a separate budget until you meet your wish list goal. You can even look up the Pros and Cons of Annuities to get a better idea of where you are and an overall better outlook on how you manage your budget. There is no doubt these apps will help you in maintaining a better budget.
When it comes to a balanced budget, the apps above will surely keep you financially stable on a daily, monthly, and yearly basis.